Our Homes Sweet Texas Home Loan Program offers home loans and down payment assistance to low and moderate-income families.

If you qualify, TSAHC will provide you with a mortgage loan and funding to use for your down payment. 

You can choose to receive the down payment assistance as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years).

If you’re eligible, you can essentially receive free money to help you buy a home.

For more information, click here.

To qualify, you must have:

• A credit score of 620
• Meet certain income requirements
• Take the Eligibility Quiz

• For Prospective Homeowners