San Antonio Community Resource Directory

The Neighborhood Housing Services of San Antonio provides up to $20,000 in down payment and closing cost assistance to eligible first-time homebuyers in Bexar County for the purchase of their home. Our assistance is in the form of a second mortgage, meaning that it is a loan that is paid back over time. Once you are pre-approved for your home loan, we work with your lender to determine the level of assistance needed for your down payment and/ or closing costs. 

We know that saving for a down payment can be challenging, so let us help you reach that goal of homeownership sooner!

Potential homebuyers must meet all program eligibility guidelines and requirements including: 

  • First-Time homebuyer
  • Obtain a 1st lien mortgage with a participating lender
  • US citizen or permanent resident 
  • Purchase home in Bexar County 
  • Minimum credit score of 580 
  • Fall within the income guidelines. Income guidelines can be found here, Down Payment Assistance.
  • Complete a HUD approved Homebuyer Education Class 
  • For Prospective Homeowners
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 1:00 PM
Saturday: CLOSED
Sunday: CLOSED

Patricia Sanchez Send email
(210) 798-2396
Updated within the last 3 months.