For qualified Texans, TLSC can give information and advice regarding eviction relief. Attorneys can negotiate with landlords so tenants can stay in their homes. Attorneys can also help tenants access local rent and utility programs. For some individuals, TLSC can provide in-court representation. 

Must be income eligible. Priority goes to Texans who live in a rural Texas county as defined by the Texas Department of Housing and Community Affairs. Residents of Brewster, Jeff Davis, and Presidio counties are eligible.

?Must prove you are behind on rent/utilities or are being evicted from your primary residence. Must show that you are in danger of becoming homeless or at risk of living in an unsafe/unhealthy living environment. Must be experiencing financial hardship or are receiving unemployment.

Are you ready to buy a home?

We can help! TSAHC provides fixed-rate mortgage financing, down payment assistance grants and second liens, as well as mortgage credit certificates for teachers, police officers, corrections officers, fire fighters, EMS personnel, veterans and low and moderate-income households.

Our home buyer programs are open to first-time home buyers, as well as repeat home buyers and existing homeowners. 

How to get started:

Step 1: Take the eligibility quiz

Step 2: Apply with an approved lender

Step 3: Complete a home buyer education class

Step 4: Find a realtor

For more information, click here.

To view programs available in San Antonio, click here.

• For Prospective Homeowners
• For Homeowners

Whether you're thinking of buying a home or just looking to gain financial security, the following resources are available to help you reach your goals.

• Informational Videos
• Steps to Buying a Home
• Additional Resources and Information
• Texas Financial Toolbox
• Loan Comparison Calculator
• Know Your Rights
• Foreclosure Prevention Programs

To view more detailed information, click here.

• For Prospective Homeowners

At the Texas State Affordable Housing Corporation (TSAHC), we help Texans buy a home for themselves and their families. We are a nonprofit organization that was created by the Texas Legislature to help Texans achieve their dream of homeownership.  Our Homes Sweet Texas Home Loan Program offers home loans and down payment assistance to low and moderate-income families.

What Does the Homes Sweet Texas Home Loan Program Offer?
The Homes Sweet Texas Home Loan Program is designed to help low and moderate-income Texans achieve the dream of homeownership. 

If you qualify, TSAHC will provide you with a mortgage loan and funding to use for your down payment. You can choose to receive the down payment assistance as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years). If you’re eligible, you can essentially receive free money to help you buy a home.

For more information, click here.

To qualify, you must have:

• A credit score of 620
• Meet certain income requirements
• Take the Eligibility Quiz

• For Prospective Homeowners

Food, shower, and other resources for those experiencing street homelessness.

Click here for a list of homeless resources.

We help Texas Heroes buy a home of their own. 
At the Texas State Affordable Housing Corporation (TSAHC), we help Texans buy a home for themselves and their families. We are a nonprofit organization that was created by the Texas Legislature to help Texans achieve their dream of homeownership. Our Homes for Texas Heroes Program offers home loans and down payment assistance for teachers, police officers, firefighters and EMS personnel, corrections officers, and veterans. 

The Homes for Texas Heroes Program assists the following hero professions* with down payment assistance and fixed rate home loans. 

• Professional educators, which includes the following full-time positions in a public school district: school teachers, teacher aides, school librarians, school counselors, and school nurses
• Police officers and public security officers
• Firefighters and EMS personnel
• Veterans or active military
• Correction officers and juvenile corrections officers
• Nursing faculty and allied health faculty

More details on profession requirements can be found here.

To qualify, you must also have a credit score of 620, meet certain income requirements, and complete the Eligibility Quiz.

To view more information on this and other programs available, click here.

• For Prospective Homeowners

Pre-screened applicants living in San Antonio will be eligible to receive up to three consecutive months (arrears and may include current and future) for a maximum of $3500 of rental assistance and $1500 of utility assistance.

Due to limited funds, applicants who received rental assistance from our programs within 12 months of applying will not be eligible for an additional award.

San Antonio's Neighborhood and Housing Services Department will also continue to support households in need with a variety of resources such as the Resident Relocation Assistance Program. Also, the Eviction Intervention Team remains active at all precinct courts, providing the latest information on intervention services and free legal aid resources.

If you applied previously, click here to check the status of your application, or call 311 or 210-207-5910.

How Landlords Can Help End Veteran Homelessness

The VA needs landlords who are interested in housing Veterans.

Landlords have a unique opportunity to give back to those who have served. Veterans have selflessly defended our nation in times of need — and landlords can make a positive impact by protecting these individuals from the risk of homelessness. Housing Veterans doesn’t just provide shelter, but can lead to life-changing health, social, and socioeconomic outcomes for them and their families. Furthermore, housing Veterans provides a mutually beneficial relationship; landlords will benefit from responsible, often long-term, renters, support from VA, and guaranteed payments that come through Housing Choice Vouchers or grantees offering short-term subsidies.

Please note: VA does not make direct payments to landlords. Rental subsidy payments described here are disbursed from either homeless Veteran-specific Housing Choice Vouchers administered by local public housing authorities or through nonprofit organizations that administer VA-funded grants.

We urge all landlord to consider the information and strategies listed here and to contact us to connect with the local VA homeless coordinator in their area.

Benefits of Renting to Veterans
Reliable income: With HUD-VASH vouchers and SSVF subsidies, a portion of the rent is automatically paid on time to landlords by a public housing authority or an SSVF provider. A team supports the Veteran to provide stability, educates the Veteran on his or her tenancy requirements, and helps the Veteran meet the requirements of the lease, such as paying their portion of the rent on time. In addition, accepting housing vouchers or rental subsidies does not mean accepting less money. The combination of these payments along with the Veteran’s portion matches fair market rental prices, so landlords won’t see less money coming in.
Support from VA: Case management from VA support programs can connect landlords and Veterans with help they may need. Such a network of support creates a solid foundation for Veterans and is more likely to lead to successful and stable tenancy.
Serve those who have served: Landlords renting to Veterans can feel proud of their decision to house those who have answered our nation's call. Such a decision can be consequential in changing a Veteran's life.
Support community health outcomes: The pandemic reminds us that nearly all health is public, and our wellbeing is highly influenced by the health of our community. Veterans experiencing homelessness are at higher risk of contracting COVID-19 as well as developing other health conditions. By providing safe housing to Veterans and their families, landlords can help mitigate these risks, improve community health, and help our nation make progress in recovering from this national tragedy.

Find Tenants

• Reach out to a local VA medical center (VAMC): Each VAMC has staff who are dedicated to connecting Veterans with housing. Contact us let us know about your rental units.
• Contact a local housing authority: Many local housing authorities work closely with HUD-VASH programs and can assist in connecting landlords to both HUD-VASH and Veterans who are eager to rent. Most will have websites and contact information obtainable through a quick internet search. Find housing authorities nationwide by visiting this site.
• Advertise HUD-VASH and voucher acceptance in property listings: If a landlord is advertising a property, they should consider highlighting that they accept HUD-VASH and housing choice vouchers. While federal law does not require a landlord to accept these, some states prohibit refusing a tenant based on voucher payments.
• Consider shared living arrangements: The majority of Veterans experiencing homelessness are single males. Many single Veterans may be interested in shared living arrangements that can help cut down costs, especially in competitive markets. Consider leasing multiple bedrooms in a single-family home to multiple Veterans.

To obtain more information on this program, click here.

• For Landlords

If you are a first-time home buyer (see definition here), you can apply for a mortgage interest tax credit known as a Mortgage Credit Certificate (MCC). An MCC reduces your federal income taxes every year by allowing you to get 20% of what you spent on mortgage interest back as a tax credit. Because the tax credit refunds a portion of your mortgage interest, it also effectively reduces your mortgage interest rate.  

To qualify, you must meet certain income requirements and the home must meet certain sales price restrictions.  Home buyers that qualify for TSAHC’s Homes for Texas Heroes program will receive their MCC for FREE.

To get more information, click here.

• For Prospective Homeowners

The NRD is a database of validated resources that supports recovery, rehabilitation, and reintegration for service members, veterans, family members, and caregivers

View the National Resource Directory here.

Additional Hotline Numbers

• DoD Safe Helpline: 1 (877) 995-5247
• Military Crisis Line: 988, press 1.
• Veteran Crisis Line: 988, press 1.
• National Call Center for Homeless Veterans: 1 (877) 424-3838 (4AID.VET)
• Wounded Warrior Resource Center (Mos): 1 (800) 342-9647

This eviction and homelessness prevention program provides the following to qualifying households:

• One-month rental assistance
• One-month energy assistance up to $400

To qualify for this program:

• the household income must not exceed 150% of the federal poverty level;
• must be a family with at least one child under 5 years of age;
• must be the leaseholder and provide a copy of the current lease agreement;
• must provide 60 days' proof of income;
• must provide ID for all adults and birth certificates for children.

One of the first things most parents do upon hearing that their child has cancer is to search for help and resources, as we did when Gabriella was diagnosed with Diffuse Intrinsic Pontine Glioma (DIPG).

Though Gabriella's Smile Foundation is not directly affiliated with the organizations listed here, we hope that you find them to be as helpful and supportive as they were to our family.

For seniors who need income in retirement a reverse mortgage might seem like a no-brainer. After all, you worked hard for your home, why not draw on the equity you built up? A reverse mortgage might serve you well, but there are a number of critical issues you need to consider before you can make the right decision. Consulting with a GreenPath housing expert can help you understand the cost involved and the benefits.

We’ll explain how it works, including payout options, homeowner costs, tax implications, and other benefits and drawbacks. Once you complete our mortgage counseling session, you’ll receive a certificate that lenders require as part of the loan application. Call GreenPath today for a free session.

Free

For very low-income Veterans, SSVF provides case management and supportive services to prevent the imminent loss of a Veteran's home or identify a new, more suitable housing situation for the individual and his or her family; or to rapidly re-house Veterans and their families who are homeless and might remain homeless without this assistance.

Section 604 of the Veterans' Mental Health and Other Care Improvements Act of 2008, Public Law 110-387, authorized VA to develop the SSVF Program. Supportive services grants have been awarded to selected private non-profit organizations and consumer cooperatives that will assist very low-income Veteran families residing in or transitioning to permanent housing. Grantees will provide a range of supportive services to eligible Veteran families that are designed to promote housing stability.

To view more information or to find SSVF Providers in your area, click here.

To become a participant household under the SSVF Program, the following conditions must be met:

• A member of a Veteran Family
• Be considered Low Income. Household income must not exceed 80% of the area median income.
• Occupying Permanent Housing. Must meet one of the following categories:

Category 1- Is residing in permanent housing and at risk of becoming literally homeless but for grantee’s assistance;

Category 2- Is literally homeless, and at risk to remain in this situation but for grantee’s assistance, and scheduled to become a resident of permanent housing within 90 days pending the location or development of housing suitable for permanent housing; or

Category 3-Is literally homeless after exiting permanent housing within the previous 90 days to seek other housing that is responsive to the very low-income Veteran family’s needs and preferences.

To view more detailed information on eligibility, click here.

For additional resources, please call the Homeless Veteran's Helpline at (877) 424-3838.

The Homeowner Assistance Fund (HAF) was established under the American Rescue Plan Act of 2021 to ease financial hardships associated with the COVID-19 pandemic. HAF provides assistance to eligible homeowners to help avoid mortgage delinquencies, defaults, foreclosures, and help prevent the displacement of homeowners experiencing financial hardship after January 21, 2020. The U.S. Department of the Treasury (Treasury) has posted guidance on HAF at https://home.treasury.gov/system/files/136/HAF-Guidance.pdf

The Texas Department of Housing and Community Affairs (TDHCA) will administer $842,214,006 under HAF, to assist homeowners with past due mortgage, tax, insurance, HOA payments and/or utilities.

Eligibility for the TX-HAF program is based on a variety of factors.

• The household gross income (total income before deductions, taxes, health care costs, social security, etc.) must not be more than 100 percent of the area median income (AMI) for the county in which the property is located or 100% US Median Income; and
• the property must be located within the state of Texas; and
• the assistance applicant must be the owner of the property; and
• there must be a delinquent eligible expense; and
• there must be a Covid-19 related eligible financial hardship (loss of income or increase in expenses).

Eligible Property Types:

• Owner Occupied, Primary Residences. No Second Homes.
• Single Family Residences, One to Four Unit Dwellings, Condos, Manufactured Homes, and Townhomes.

Assistance Types:

1. Mortgage Reinstatement Assistance

• Assistance up to $40,000 for delinquencies
• Eliminate past due payments and other delinquent amounts, including payments under a forbearance plan, on forward mortgages, reverse mortgages, loans secured by manufactured homes, or contracts for deed.

2. Property Charge Assistance

• Assistance up to $25,000.
• Covers property taxes, HOA fees, insurance, and common charges that threaten ownership

If you qualify, click here to apply for program assistance

$65,000 Max Assistance Amount provided as a grant includes:

• up to $40,000 in mortgage assistance, plus
• up to $25,000 in property charges assistance.

The Resident Relocation Assistance Program (RRAP), which follows the state Housing Stability Services guidelines, provides relocation assistance to low-income households experiencing financial hardship and housing instability.

Assistance can cover:

• Security Deposit
• Application Fee (upon lease approval)
• Moving Cost Assistance (three moving quotes/invoices are required)
• Temporary Lodging (up to two weeks of assistance allowed)
• Landlord Incentive Payment - Risk Fees (non-refundable fee offered to the Landlord and confirms a 6-month lease term; Fee amount varies)
• Pet Fee (excludes monthly pet rent charges, must not exceed $500 per pet or $1,000 for all pets)
• Utility Security Deposit (CPS and SAWS only)
• Assistance will be administered directly to property management, or property owners, utility companies, and other vendors on behalf of the applicant.
• Assistance per eligible household will be up to $3,000 maximum for relocation-related expenses per 12-month period (moving expenses, deposits, and fees).
• Rent is not an allowable expense.

To qualify, applicants must:

• Be the primary leaseholder in a multifamily unit or single-family home with the address being within the city limits of San Antonio and living in City Council Districts 1-10. (Click here and enter your street address to find out if you live in one of the City's 10 Council Districts.)
• Must not have received previous relocation-related assistance from the Housing Assistance Program in the last 12 months.
• Assistance per eligible household will be up to $3,000 for relocation-related expenses per a 12-month period. Households with older adults (age 62 or older) or individuals with disabilities are eligible to receive an additional $500.
• Households receiving relocation assistance must certify that they are not receiving duplicate housing stability benefits from another TDHCA-funded grant.
• Households must be experiencing homelessness or be at risk of becoming homeless.
• AND one or more members of the household must attest in writing that they have:
  • qualified for unemployment benefits
  • OR due to or during the pandemic: 
    • experienced a reduction in income
    • incurred significant costs, or
    • experienced other financial hardship
• AND one or more members of the household must attest that: 
  • They are at risk of experiencing homelessness or housing instability (which may include a past-due utility bill or rent notice or an eviction notice)
  • OR, unless the household receives rental assistance, they would have to move to an unsafe/unhealthy environment like a shared living situation or emergency shelter.
• Must have a household income at or below 80% of the Area Median Income (AMI). The AMI calculator can be found on the website link provided in this listing.

The final decision on this assistance will be made after the Neighborhood and Housing Services Department verifies the tenant meets all eligibility requirements for assistance. A new signed binding lease is required before payment can be made to various vendors.

Click here to apply.

Are you a Veteran who is homeless or experiencing housing instability? 

VA is committed to ending homelessness among Veterans. Our focus is threefold:

• Conducting coordinated outreach to proactively seek out Veterans in need of assistance.
• Connecting homeless and at-risk Veterans with housing solutions, health care, community employment services and other required supports.
• Collaborating with federal, state and local agencies; employers; housing providers, faith-based and community nonprofits; and others to expand employment and affordable housing options for Veterans exiting homelessness.

• If you are a Veteran who is homeless or at imminent risk of homelessness, we strongly encourage you to contact the National Call Center for Homeless Veterans at (877) 4AID-VET (877-424-3838) for assistance.
• You can also call or visit your local VA Medical Center or Community Resource and Referral Centers  where VA staff are ready to help.
• Explore VA Homeless Programs to learn about VA Programs for Veterans who are homeless and share that information with others.
• Work with VA to prevent and end homelessness among Veterans in your community. Learn how you can help by visiting our Stakeholders page.
• Listen to our podcast, Ending Veteran Homelessness, to get monthly updates on resources and services. 
• Download posters, brochures, and other materials  to reach out to Veterans and help VA end homelessness.
• Find additional help for Veterans, Landlords, and
  Business Owners.

   

• For Landlords

Learn about the Veterans Housing Assistance grants with the resources down below. 

• About disability housing grants for Veterans. Find out how to apply for a housing grant as a Veteran or service member with a service-connected disability.
• Apply for a Specially Adapted Housing grant. Get financial help to make changes to your home to help you live more independently with a service-connected disability.
• Check your SAH grant claim status. Track the status of an open claim for a Specially Adapted Housing grant.
• Request a decision review or manage a legacy appeal. If you disagree with a decision on your application for housing assistance grants, you can request a decision review. You can also manage any review requests or appeals you already filed.

To view more information, click here.

Learn about the Veterans Housing Assistance grants with the resources down below. 

• About disability housing grants for Veterans. Find out how to apply for a housing grant as a Veteran or service member with a service-connected disability.
• Apply for a Specially Adapted Housing grant. Get financial help to make changes to your home to help you live more independently with a service-connected disability.
• Check your SAH grant claim status. Track the status of an open claim for a Specially Adapted Housing grant.
• Request a decision review or manage a legacy appeal. If you disagree with a decision on your application for housing assistance grants, you can request a decision review. You can also manage any review requests or appeals you already filed.

To view more information, click here.