San Antonio Community Resource Directory

NACA is the largest non-profit HUD certified organization. NACA has been in the forefront of fighting predatory lending starting in the 1980s and was the organization that coined the term "Predatory Lending". NACA, through its counseling subsidiary, does about 30% of the total counseling in the country out of 1,800 HUD certified organizations. This comprehensive counseling and access to its Best in America mortgage, has established the standard for affordable homeownership for low-to-moderate income people.

Jill Konopka - Communications Director Send email
(210) 826-2828 x: 1305

NACA provides comprehensive housing counseling and access to an incredible mortgage.

The NACA Mortgage offers everyone the same below-market fixed interest rate with no down-payment, no closing costs, fees, points, or PMI.


  • Member or anyone in the household cannot own another property when they close on the NACA mortgage.
  • Member must occupy the home as long as they have a mortgage obtained through NACA.
  • For Prospective Homeowners
Monday: 8:30 AM - 6:30 PM Tuesday: 8:30 AM - 6:30 PM Wednesday: 8:30 AM - 6:30 PM Thursday: 8:30 AM - 6:30 PM Friday: 8:30 AM - 6:30 PM Saturday: CLOSED Sunday: CLOSED
Jill Konopka Send email
(210) 826-2828 x: 1305
Updated within the last 3 months.

NACA assists homeowners who have unaffordable mortgages.

Unlike a refinance, mortgage modification can change the interest rate or term of your current mortgage. Our advocates will help you negotiate with your lender based on your financial hardship.

Signing up below is the first step in the Home Save program for at-risk homeowners needing an affordable mortgage payment or homeowners needing funds to make important repairs. Click here to sign up.

No homeowner is turned away.

Our advocates can help you for free, whether or not you got your mortgage through us.


Monday: 8:30 AM - 6:00 PM
Tuesday: 8:30 AM - 6:00 PM
Wednesday: 8:30 AM - 6:00 PM
Thursday: 8:30 AM - 6:00 PM
Friday: 8:30 AM - 6:00 PM
Saturday: CLOSED
Sunday: CLOSED

Updated within the last 3 months.